When it comes to loans, we have everything you could ask for. From a new car or pickup, to a weekend toy ready to hit the trails or lake with, to that special home you have always dreamed about, we give you easy access to all types of loans. We offer some of the most affordable, low-cost rates available, along with flexible terms to match your budget and lifestyle. We're here to help. Stop by or call your local office to speak to one of our loan officers today.
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auto loans
When you need to borrow for a new or used vehicle, make Peoples State Bank your first choice.
- Save with competitive rates
- Enjoy flexible terms
- Save time and never miss a payment due date by setting up automatic payments from your Peoples State Bank checking account
Peoples State Bank also works with several local dealerships to make the process even easier. Just let your dealer know that you would like to see what Peoples State Bank can do for you.
recreational loans
Peoples State Bank can help you get on the road, trail or waterways today with a recreational vehicle loan. Whether it's for a boat, RV, motorcycle or ATV, we've got you covered with a loan to meet your needs.
- Save with competitive rates
- Enjoy flexible terms
- Save time and never miss a payment due date by setting up automatic payments from your Peoples State Bank checking account
mortgages
Your home is one of the biggest investments that you'll ever make, trust the team at Peoples State Bank to help you with that. Whether you're purchasing your first home, constructing the home of your dreams, or refinancing, we have several options to work with your financial goals. We offer fixed and variable rate products with terms up to 30 years.
Home equity lines of credit (HELOC)
You work hard for your home - now let your home return the favor. A Home Equity Line of Credit (HELOC) can be a smart way to finance a variety of needs, such as debt consolidation, home improvements, tuition, and more.
- Access your credit line - whenever you need
- Enjoy the full cash value of your loan up front
- Save with some of the lowest lending rates around
ready reserve
Overdraft protection is the kind of service you rarely think about until the moment you need it. For example, you might forget to transfer funds to pay your bills or just lose track of the balance in your account. You’ve worked hard to build and maintain your good credit. Don’t let a returned item put a damper on those efforts. You may avoid paying overdraft and item returned fees and enjoy peace of mind with Peoples State Bank’s Ready Reserve personal line of credit.